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household solutions

Pennies from Heaven

ABCs of Saving: Jump on a Steal

This entry is part 11 of 16 in the series ABCs of Saving

You may have been reading along in this series and have noticed I talk a lot about patience when it comes to spending money.  We have talked about holding off and having a plan, about accepting the limits of your budget, about counting the cost before you make your purchases.  Thus, today’s post may seem a bit out-of-place; but hear me out.

There is a specific point in time and a specific price where a purchase just makes sense. That’s why you should jump on a steal when you see it. But preparation is the key to making sure you don’t bust your budget, even on a really great deal!  Here are some tips for planning those impulse shops.

Make a wish list.  Every once in a while, walk through your house and make a list of the items you would like to have if your budget allowed.  Think of the projects you would like to complete, the accents you would like to add, the items wearing out you would like to replace.  Jot these down in a home notebook and tuck the list away somewhere handy.  When you are shopping and you see something that catches your eye at a great price, if it is on the list, jump on it!  The trick is to buy only things that you wanted anyway.  Otherwise, we can find ourselves filling our homes with items that were a great deal, but don’t really fulfill a need or a desire. Having a wish list ahead of time can help clear your head when the thrill of a deal is compelling you to buy.  If it is not on the list, it may not really be a good purchase for your home.

Know what you are shopping for.  Good research goes a long way to saving you money in your home.  Knowing key shopping times, store margins, and price cycles will help you identify when a deal is a steal.  Are you shopping for a new electronic device? You might ask yourself some questions to determine the best time to buy: Would last year’s model do almost all the same things as this year’s model?  How long would I have to wait for this year’s model to be at the same price as last year’s model?  What incentives can I get for shopping elsewhere?  Do I really need all the features of this model?  The higher price the item, the longer your research process should last.

Have a bottom line price.  This is the highest amount you are willing to pay for an item.  What are new curtains worth to you?  How much is too much for a new mattress? Setting a limit beforehand of what you are willing to spend helps you keep your finances in check when the excitement of a deal strikes.  Make sure this limit is reasonable (you aren’t going to get a brand new car for $200) and firm.  It can be very tempting to purchase something that is al-most at your target price, but really you should stick to your bottom line price and walk away from paying anything over it.

Set aside a little extra here and there. Even if you only set aside a little bit each week (say $5-10), you will have a little stash of cash for when the price is too good to resist.  I save all the $5 bills that come into my hands.  I do this with our regular cash system as well as my pocket-money.  Sometimes it can be difficult to stash away those fives, but we have been able to make large purchases with our little stashes (a French door refrigerator and a car) and I purchased a laptop recently with the money I had been tucking away.  If you have a goal of purchasing an item that seems a bit out of reach even at a steal, tucking away small amounts of money when you can will rein it in.  When you see that steal of a price, you will be able to tuck into a store of cash (and add it to money you have on hand, if necessary) to jump on it!

Have a little wiggle room in your grocery budget or your household expenses budget for the great clearance finds or unadvertised specials you see when you are in the marketplace.  Leaving a little margin in your budget will allow you to jump on the steals you see while you are out doing your regular shopping.  When you see tomatoes or toothpaste at a rock-bottom price, you can stock up without guilt because you have a little bit of room in your budget.  Just don’t go too far, only use up the wiggle room and only buy what you will actually use.

How do you react to a great deal at the store?  Do you hold off or do you jump?

Nest Building

Toddler Tip Thursday: Laundry Helps

Have you noticed that kid’s and baby’s socks are tiny and are more prone to the “my dryer must have eaten it” moments?  And do you get annoyed when you have run some of your baby and toddler’s bibs through the wash only to find that the velcro is stuck to every other piece of laundry but the bib itself? I think these must be two of the most common laundry annoyances for new and toddler moms.

I am always looking for simple solutions to my household problems and I love when I have have a domestic epiphany!  I recently came up to the solution to my baby laundry problems and I thought I would share it with you.  This solution solves two separate problems.  I love a two for one!

Problem #1 The velcro on my baby’s bibs sticks to everything in my laundry.

Problem #2 Tiny socks get lost OR stuck inside of footie pajamas when I do laundry

 

 

Solution: Purchase (or repurpose) a lingerie bag and add it to your laundry supplies. 

Tuck the socks inside a lingerie bag (I like the ones that have zippers, affiliate link). zip it up and send the bag through the wash with a load of your child’s clothes. When they come out of the dryer, you will have all those tiny socks in one location, ready for easy sorting and folding.  No more finding little loose socks in the bottom of a pair of footy pajamas!

Throw the soiled bibs in the lingerie bag, zip it up and send the bag through the wash with your other kitchen linens.  When they come through the wash, they will be clean and separate!

The investment of a few dollar is worth saving yourself the frustration of losing and then finding missing socks only to discover they are attached to the velcro of three of your bibs.

NOTE: I don’t do my bibs with our girls’ clothing.  I run them separately with the kitchen and cleaning towels.

What other laundry tips do you have for baby and toddler clothes? Please leave a comment and share!

Nest Building

Monthly Menu Planning Tips

In my former life as a stay at home wife, I loved to cook all the time.  I had time to sit down and consider slowly what I wanted to make for the day, week, month.  I created grand menus and rarely made the same recipe twice.

But I have had such a hard time getting back into the swing of things since having babies.  Nap time never seems to include enough time to get the house picked up, menus planned, and dinner on the table by dinner time.  But I am slowly getting back to my old ways.

I came across some of my meal planning stuff from my pre-baby days and decided it was time to get my kitchen mojo back.  Here are some tips for simplifying meal planning Continue Reading

Nest Building

Removing Wax from Mirrors

Do you have household projects you put off because they seem like they will take a LONG time to finish?  So you put it off for that free Saturday that never comes?

I do!

But the 30 Day Clean House Challenge I am participating in along with Money Saving Mom has inspired me to get some of those projects done.

One of these pesky projects was cleaning off candle wax that had splattered onto a mirror over our mantle.  It has been there since sometime this winter. I have looked at it every time I have cleaned; but I just thought it would take so long to do, I was discouraged from doing it. Continue Reading

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